[Phil Schneider]

just had a non payer
This is my email

“It looks like you have been unable to attend the lesson you have booked for today. I havent received payment for the last lesson and now additionally this lesson. Please pay in the next 7 days. If you are unable to pay please contact me and I can look at writing of the debt. If I dont hear from you I will assume you are taking the service(guitar lesson) and not paying for it. I will then need to look at escalating the case.”

after this ILL write it off anyway.All business has bad debts.
the worst bit is being ignored and people thinking that is problem solved

[Phil Schneider]

You can write non payments as a bad debt in your tax return accounts. Most business have them

[Phil Schneider]

Well VAT payments are made quarterly.”From April 2019 businesses above the VAT threshold will be mandated to keep their records digitally and provide quarterly updates to HMRC for their VAT”. Which music teachers generally dont need to do.they eventually want all tax to be like this.
“The first businesses have already started keeping digital records and providing updates to HMRC as part of a live pilot to test and develop the Making Tax Digital service for income tax and NICs and we will continue to expand this pilot.”
Any way of avoiding this Digital exclusion opt out
“You will be excluded from the electronic bookkeeping and filing elements of MTD if you are unable to handle it, due to age, disability or location, or if it is contrary to your religion.

Five tax returns per year

The first tax year to be affected is 2020/21. This runs from 6 April 2020 to 5 April 2021.”
I think there will be chaos and outrage when this is mandated.

Assuming you choose an accounting period that is co-terminus with the tax year your:

First report will be due in June/July 2020.

[Phil Schneider]

They want to make cash obsolete to take a % of all transactions the cashless soceity will cost more. Other reasons are to make you leave an audtiable trail remember hmrc can check and freeze your accounts and seize your money if you havent paid tax oh and you can go to jail for not declaring taxable income

I use izettle but avoid it. What happens when it goes wrong and the client says youve taken the wrong amount or been a victim of fraud are izettle liable or your self. Izettle and paypal are not banks very very important legal point. If they go down so does your money. by the way paypal have got a reputation for freezing accounts google it

[Phil Schneider]

I have done one lesson Time delay is a problem(buffering) . No chance of playing together. ok for copy this lessons.