[Phil Schneider]

Hi Matt

Exactly Liquidity is the answer. When economic crisis hits liquidty is the biggest problem. It stops. To stop people sitting on money governments cut interest rates and print money and increase borrowing. The country is ran on paying back money in the distant future. I think this started in the 1700s we are still altereing the size of this loan.

Today we are hitting a conflict environment versus economic growth. Consume less v spend more. Of coure we can rely on the “free market” without government intervention to sort this out. Much like windows operating systems finacial systems become out of date.

[Phil Schneider]

Hi Matt

The more I read about how economies “work” the more frightened I get.

[Phil Schneider]

Beckie

Dont let students make your life a misery.Prioritise your own mental health. Does the next students lesson sufer because you are exhausted ? You are not a social worker on 50 k a year. If someone doesnt want to learn its time to suggest finding a more approprate teacher with specialised skills.

[Phil Schneider]

I have been handing out similar information to all students.

point 2. Arent the email service providers responsible for email security ? Besides not printing your password on your forehead or obvious self inflicted blunders.

Information Commissioner’s Office 486 employees and aroud 644 million active websites in the world. cant really see them being that effective

Legislation not clear anyway
Guardian
“The vast majority of emails flooding inboxes across Europe from companies asking for consent to keep recipients on their mailing list are unnecessary and some may be illegal, privacy experts have said, as new rules over data privacy come into force at the end of this week.

Many companies, acting based on poor legal advice, a fear of fines of up to €20m (£17.5m) and a lack of good examples to follow, have taken what they see as the safest option for hewing to the General Data Protection Regulation (GDPR): asking customers to renew their consent for marketing communications and data processing.
Why the GDPR email deluge, and can I ignore it?

But Toni Vitale, the head of regulation, data and information at the law firm Winckworth Sherwood, said many of those requests would be needless paperwork, and some that were not would be illegal.

“Businesses are not required to automatically ‘repaper’ or refresh all existing 1998 Act consents in preparation for the GDPR,” Vitale said. “The first question to ask is: which of the six legal grounds under the GDPR should you rely on to process personal data? Consent is only one ground. The others are contract, legal obligation, vital interests, public interest and legitimate interests.

“Even if you are relying on consent, that still does not mean you have to ask for consent again. Recital 171 of the GDPR makes clear you can continue to rely on any existing consent that was given in line with the GDPR requirements, and there’s no need to seek fresh consent. Just make sure that your consent met the GDPR standard and that consents are properly documented.”

In other words, if the business had consent to communicate with you before GDPR, that consent probably carries over, and even if it doesn’t carry over, there are five other reasons a company can cite for continuing to process data.

What’s more, Vitale said, if the business really does lack the necessary consent to communicate with you, it probably lacks the consent even to email to ask you to give it that consent.

“In many cases the sender will be breaching another set of regulations, the Privacy and Electronic Communications Regulations, which makes it an offence to email someone to ask them for consent to send them marketing by email.”

The lack of understanding around when and why consent is needed under GDPR has prompted the Information Commissioner’s Office to try to resolve some of the “myths” of GDPR.

“We’ve heard stories of email inboxes bursting with long emails from organisations asking people if they’re still happy to hear from them,” Steve Wood, the deputy information commissioner, wrote in guidance for businesses. “So think about whether you actually need to refresh consent before you send that email, and don’t forget to put in place mechanisms for people to withdraw their consent easily.”

Like Vitale, Wood emphasised that asking for marketing consent from people who had not given it initially could be illegal. “It’s also important to remember that in some cases it may not be appropriate to seek fresh consent if you are unsure how you collected the contact information in the first place, and the consent would not have met the standard under our existing Data Protection Act,” he said.

[Phil Schneider]

Well, we can all work for free and everbody is happy to take everything for free but its no business model that I recognise. If you dont put a price on your skills no one will.